Guard against large unexpected expenses via, Home, Auto, LTC, and Liability insurance. Protect the client's earning power via Life and LTD insurance - and. Proper insurance coverage should be in place to: We address this issue in your financial plan in a number of ways:Įach investor must have a solid cash cushion for emergency expenses to avoid disrupting their long-term investment plan should unforeseen trouble hit. ![]() No one wants to be forced to sell an asset to meet an unexpected expense. The essence of financial planning is matching available cash with expenses as they present themselves. Liquidity is Everything (when it comes to executing the plan) Determining the correct asset allocation for your situation, goals, and capacity for risk is our main job. Less than 25% of actively managed funds beat their respective indices after expenses and taxes and there is no way to tell if the fund you own is in that 25% before the fact.Ĭlearly low-cost, no-load index funds and broad-based exchange traded funds represent the smart choice for asset allocation. what percent stocks, bonds, real estate) as opposed to which stocks, bonds, etc. Over 80% of the variation in your return will depend on what asset classes you are invested in (ie. When it comes to deciding what to invest in, consider these points: Why is this? What about stock picking? What about market timing? Hot tips? Active management? Asset Allocation is Everything (when it comes to planning) ![]() How do you achieve this? By adhering to a number of guidelines that we help you determine. At Compton Advisors, LLC, we can summarize our investment policy in a few choice words: INVEST FOR THE LONG TERM
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |